Guides
Plain-language guides to exchange rates, sending money and travel budgets.
The UAE dirham and its dollar peg, explained
Why one dollar buys 3.6725 dirhams, how the UAE keeps it that way, and what the peg means when you send money home from Dubai or Abu Dhabi.
Sending moneyHow to send money from the UK to Nigeria without losing a fortune
Where the money leaks when you send pounds to Nigeria: markups, 'zero fee' claims, delivery-method pricing and the official versus street rate gap.
Understanding ratesWhat Moves the Indian Rupee
Oil, foreign investors, the Fed, the RBI and remittances: the channels that push USD/INR around, with a worked example and the latest figures.
Travel moneyCash vs card abroad: which costs less?
Card, ATM or airport kiosk? A worked 500 EUR example shows where the money leaks, plus the one question at the card reader that matters most.
Sending moneySending money to India: bank vs transfer service
A step-by-step way to decide between your bank and a transfer service when sending money to India, with a worked cost example and a pre-send checklist.
Understanding ratesMid-market rate vs the rate you actually get
The rate you look up isn't the rate you get. Here's where the gap comes from, how to measure it, and how to stop paying more than you need to.